Janet Reiniger Coburn

Open House in Dillon on Tuesday January 5, 2010

Janet Reiniger Coburn — Tue, 29 Dec 2009 21:31:00 GMT

Perfect View of Lake Dillon from this Affordable Condo in Summit County Colorado...(read more)

Lake Dillon and Ten Mile Views from this Remodeled 1 BR Condo

Janet Reiniger Coburn — Thu, 17 Dec 2009 04:16:00 GMT

Remodeled Studs Out - Gorgeous Inside!

• 459 sq. ft., 1 bath, 1 bdrm single story - MLS® S369640 $214,900 - WOW! Truly on Lake Dillon

Dillon, Summit County - Gorgeous 1 bedroom Condo with Lake Dillon just outside your front door. Sit on the patio and watch the sailboats at Dillon Marina, or walk across the grass and stick your toes in!

The Bike path is directly across the street. This condo is perfect for someone who values the Lake and Outdoors. It is only minutes from Keystone, Breckenridge, and Copper Mountain ski resorts. You can ride to all on the Summit Stage, our local free bus system.

You'll feel the mountain coziness as you walk in the front door. It is a corner unit that has extra windows to let in the light. With pergo flooring complemented by tile in the kitchen and baths, the warmth will immediately impress you. The sleeper sofa allows you to sleep four comfortably.

This condo has been completely remodeled, from the studs out. Canister lights and a ceiling fan keep the condo bright and airy. Extra insulation was added, and there is a brand new boiler. The kitchen now has a full size refrigerator and a dishwasher, appliances that were not included in the original condo design. And to complement the new cabinets are granite tile counters.

With an open floor plan, the dining room easily fits a 42 inch table for four. The gas log fireplace lends a sense of ambiance to every meal!

The bathroom has a new tub surrounded by warm tiles all the way to the ceiling, and comes complete with upgraded fixtures. And matching tiles on the floor offset the new toilet and vanity.

In the bedroom you'll see a Queen bed and nightstands, with room for more furniture. There is a double closet. Niches in the bedroom supply room for more storage!

This unit is perfect for a first time homebuyer to live in full time, or for a second home in the mountains! You won't see a better deal on a completely refurbished unit, ready to move in! (Furniture is negotiable.)

Property information

Finding La Cruz, the Very Best Vacation

Janet Reiniger Coburn — Thu, 10 Dec 2009 23:17:00 GMT

Tired of the winter cold already? Need some time on the Beach? Do you love Puerto Vallarta but would rather be in a more relaxing location! You need a rental home in La Cruz de Huanacaxtle. La Cruz for some, known as Huanacaxtle to others, offers the...(read more)

3 Story For Sale in Whispering Pines

Janet Reiniger Coburn — Wed, 23 Sep 2009 18:37:00 GMT

Gorgeous Log Home

• 4,133 sq. ft., 5 bath, 5 bdrm 3 story "Log Accents / Cathedral Ceilings" - MLS® $1,099,000

Whispering Pines, Dillon - You’ll feel welcome the moment you walk into to this gorgeous and spacious log
home. With 4133 square feet and an open floor plan, you have a roomy but still
cozy feel. And make note of the high end furnishings, as the home is sold fully
furnished.

The two story Great Room has a floor to ceiling stone fireplace as the focal point.
Soft leather couches and a stunning entertainment center make it a comfortable
place for the family to gather.

Step out to the patio, the perfect location for cocktails and to enjoy the mountain
air. The large back yard provides lots of room for children or pets, and could easily
be fenced as needed.

Back in the house, the spacious Dining Room has a table that seats 8-10 people
comfortably. Serve at the table, or make a buffet on the kitchen island topped
with slab granite. Of course the meal would be cooked in the chef's Kitchen
that includes all GE Monogram appliances.

As is so important for many of us baby boomers, the Master Bedroom Suite is
located on the main floor. There is plenty of room for a king bed, armoire and
full size chest of drawers. As you move into the master bath, you’ll see a fully
enclosed shower along side the whirlpool garden tub. Double sinks with granite
counters and the enclosed water closet finish off the suite.

Taking the stairs up, you’ll cross the bridge overlooking the great room and
stone fireplace on one side, and the foyer on the other. As you move to the upstairs
four Bedrooms, you’ll find that every one has a large walk in closet. With
two Bedrooms on one end of the house, and two on the other, the rooms are very
private because they are separated by the Bathrooms.

Going down to the lower floor, you’ll find yourself in the Media Room with a
projection video screen. The leather theatre loungers are tiered like a real theatre
for your perfect viewing experience. A Wet Bar with refrigerator to store the
refreshments for your entertaining needs.

Property information

Townhouse For Sale in Corinthian Hills

Janet Reiniger Coburn — Tue, 30 Jun 2009 21:51:00 GMT

End unit with Views, Hot Tub!

• 1,825 sq. ft., 3 bath, 2 bdrm townhouse "Lake and Mountain Views " - MLS® $439,900 - Largest Unit Centennial!

Corinthian Hills, Dillon - Looking for a Summit County condo with a gorgeous view? Directly across from Lake Dillon, with a fabulous view of Buffalo Mountain and “the Three Peaks”! Just minutes from Keystone, Breckenridge and Copper Mountain.

This “end unit” is the largest unit in Centennial Townhomes, and it has an oversized one car attached garage. The garage is heated with built in storage for all your toys! Leaving the garage, in the finished basement is hot tub spa with shower. A cozy place to relax after a long day of skiing or hiking!.

Upstairs the spacious Living Room is lined with windows and doors that open onto a roomy deck that faces Lake Dillon and mountain views. Plenty of room for a grill and outdoor table so you can enjoy the scenery.

The Living Room is centered by a wood burning fireplace, with extra room for a reading nook and a desk. Now you have space to work from your vacation home so you can visit it more often!

Enter the Dining Room with a table that seats six comfortably. There are lots of windows to let you view mountain scenes while enjoying your meals.

Transitioning into the kitchen, there is a breakfast bar. Useful for addition seating for meals, this bar is perfect for a holiday buffet! The kitchen has lots of cabinet space, a double task sink, and comes complete with appliances.

Out the back door is another patio area overlooking open space leading to hiking paths.

Upstairs, two bedrooms accommodate queen beds with side tables, with plenty of room for an additional dresser or large chest. Double closets provide room for all weather clothing storage! The bedrooms share a bathroom.

This condo is in the Corinthian Hills area, where the value of many of the homes and duplexes exceed $1 million. Corinthian Hills provides a clubhouse with hot tubs, pool, and tennis courts, only a block away. There is even a playground for the kids! Pets are allowed for owners.

Centennial Townhomes has a strong HOA with reserves in place.

Property information

Incredible Investment Opportunity - Keystone Colorado Ski Condo

Janet Reiniger Coburn — Wed, 31 Dec 2008 22:42:00 GMT

Janet Coburn | Coldwell Banker Colorado Rockies Real Estate | 970-389-1985

1513 E. Keystone Rd, Keystone, CO

Incredible Investment. Short Term Net Income Exceeds $11K

1BR/2BA Condo

offered at $264,900

Year Built	1972
Sq Footage	606
Bedrooms	1
Bathrooms	2 full, 0 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	Unspecified
HOA/Maint	$452 per month

DESCRIPTION

Winter or Summer, this Condo is in the perfect location!

Walk to Keystone Slopes and Ski back to directly across the street from your Condo, Relax in the Hot Tub then snuggle in front of the Fireplace in your cozy Greatroom, where a full wall of windows provides wonderful views.

In the summer, open the bedroom door to hear the Snake River running just below your back deck, where you can watch for wildlife rustling through the wetlands.

An Investors Dream! The unit comes completely furnished with sleeping for 6 people. All the items you’ll need to make this a short term rental property is included. The location makes it easy to rent. It is currently rented with a lot of owner use. 2008 rental income was $11,000 NET with minimal marketing. With the low HOA fees and taxes, this unit cash flows much better than the average Keystone unit.

>One of the lowest priced one bedroom condos in all of Keystone
>Perfect location between River Run and Mountain House
>Great views of wetlands, mountains, and slopes
>Updated kitchen counters and cabinets
>Baths updaed with toilets and pedestal sinks
>Doors and windows replaced Summer 2008.
>Pergo Floors with Rugs.
>Fireplace
>Tasteful decor
>2 Baths / Sleeps 6
>.2 mile walk to Mountain House lifts
>.5 Walk to Gondola Skier drop-off
>Roomy Ski Storage Locker
>Underground Parking
>Clubhouse with indoor pool and Hot Tub
>Bus stop at condo driveway.
>Owners can have pets.
>Built-in Microwave

see additional photos below

PROPERTY FEATURES

Fireplace	Tile floor	Living room
Dishwasher	Refrigerator	Stove/Oven
Microwave	Balcony, Deck, or Patio

COMMUNITY FEATURES

Covered parking	Guest parking	Clubhouse
Laundry on-site	Storage space(s)	Swimming pool(s)

OTHER SPECIAL FEATURES

Great Investment! Cash Flow covers HOA fees, Taxes, plus more!

Where else can you walk to both River Run and Mountain House?

Covered Parking so you don't deal with Snow!

The Clubhouse is directly in front of your building, easy access to Pool and Hot Tub!

Priced in the lowest 5 (one bedroom) units in all of Keystone!

Ski in from the slopes to within 25 yards of your building!

Two roomy Lockers. One for Skis and one for Owners personal property.

ADDITIONAL PHOTOS

Seller contact info:

Janet Coburn

Coldwell Banker Colorado Rockies Real Estate

970-389-1985

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 31, 2008, 2:05pm PST

Investors Wanted: Ski Resort Properties with Great Returns

Janet Reiniger Coburn — Fri, 07 Nov 2008 06:37:00 GMT

... an investor’s communication list where I sent periodic updates regarding the investment real estate climate in Summit County. If you are interested in joining, please contact me at JanetIsLinkedIn@gmail.com. ...(read more)

"SAVE THE DREAM" - Help for Families Facing Foreclosure

Janet Reiniger Coburn — Thu, 09 Oct 2008 01:05:00 GMT

There are now hundreds of thousands of families all across America facing foreclosure because they simply cannot afford their mortgage payments, or they owe far more than their house is currently worth. To make matters even worse, the Mortgage Bankers Association reports that approximately 50% of home owners who do lose their homes to foreclosure have never once contacted their lender.

With this stark reality in mind, I would like to pass on information to help "Save the Dream" of home ownership for families facing foreclosure.

This “Save the Dream” initiative may require several hours or even a few days of your time, but I am confident the end result will be well worth the effort, both personally and professionally.

Specifically, I am asking each of you to find just one family in your local community who may be facing foreclosure and help them reach out to their lender or a housing counseling agency so that they can begin the process of exploring a loan workout solution and hopefully stay in their homes.

If you don’t know of anyone in this unfortunate position, I’m confident that you can use your networking skills to find someone who needs this kind of help and approach them in confidence and with great sensitivity to the situation. Collectively, we can make a difference.

Here are direct links to two of the best resource sites available that you can use both to educate yourselves and to share with people in need of learning more about how they can help themselves avoid foreclosure:

- Guide to Avoiding Foreclosure (U.S. Department of Housing and Urban Development)

- The HOPE NOW Alliance and the Homeowner’s HOPE Hotline (1-888-995-HOPE)

Best Remodel in Treehouse / Wildernest

Janet Reiniger Coburn — Fri, 29 Aug 2008 05:42:00 GMT

Best in Treehouse! Bright, Walkout patio

758 sq. ft., 2 bath, 2 bdrm single story - MLS® $259,900 - Remodeled!

Wildernest, Silverthorne - You cannot get a better TreeHouse Condo unit. This one has been completed remodeled and has features not found in any other unit.
- Kitchen has new appliances, cabinets, counter tops, and tile flooring.
- All original panelling has been replaced by light walls for an open, airy feel.
- Ceilings all have recessed lighting.
- Bath has jetted tub, upgraded fixtures, and tile accents.
- Master enhanced with new 3/4 bath, with fully tiled shower, glass doors, and upgraded fixtures.
- Mirrored closet doors make bedrooms feel larger.
- Sliding patio door is replaced with a double open French door. Open it to bring in the sunshine and o make moving in even easier!
- Ground level unit proides access to yard - Great for kids and pets!
- R-30 Insulation added to minimize noise.
- Monthly condo fees include all utilities and heat.
- Great extras, including clubhouse, owners clubhouse, pool!
- Near hiking trails.

Property information

NEW HOUSING LAW - How are You Affected?

Janet Reiniger Coburn — Thu, 31 Jul 2008 18:15:00 GMT

It's not just homeowners in trouble that are affected. And it's not just new home buyers. It's a little bit of everyone, which is why I thought it is important to post this blog. Not an attorney, or a mortgage specialist, I thought it best to tell you the categories of change and let you read from those experts who can tell you more succinctly than I can.

Here are the areas that are affected:

First Time Homeowner Tax credit
Refinancing into FHA even when behind on Payments
Changes to Home Equity Loans and LOCs
Property Tax Deductions, even if you do not itemize
FHA Loan Limits Extended Permanently
Regulations on Reverse Mortgages

So with that said, here are reputable sites that specialize in this type of reporting so you can read from the experts:

BankRate.com - What the new housing law means for you

US News and World Report - How the new housing law affects you

Rocky Mountain News - Colorado gets $250 Million Housing Boost

Own a Vacation for a Lifetime!

Janet Reiniger Coburn — Wed, 30 Jul 2008 06:18:00 GMT

So you want a home in Ski Country. You imagine a place that you can return to year after year, one that always has that comfortable feel. You want it to be at the slopes so you don't have to park and walk, and walk, and walk..... and shlep the boots, the skis, the poles.

But you do have a job, and that means very little vacation. And you might not want to spend all that precious vacation time in one place. Not to mention the cost.

The answer? Fractional Ownership at a premier vacation club, providing you with a vacation experience you wish could last forever. That means you pay only for the time you are able to spend at your Ski Country home. And you still get the opportunity to go other places when you want. You'll get the home environment you desire, coming back to the same place year after year. And you'll be treated with the finest amenities available. The end result is the benefit of fully deeded ownership of property combined with the benefits of a luxury resort - all rolled into one.

A fine example of Fractional Ownership is the uncompromising luxury of the Hyatt Vacation Club, from the most trusted name in vacation ownership. With locations in Breckenridge, Aspen, Beaver Creek, Tahoe, Carmel, Key West, Sedona, Puerto Rico, Bonita Springs - what more can you ask for? And when you own a Hyatt Vacation Club property, you always have the option to go to other Hyatt locations, or to trade your property for others through Interval International.

A common mistake many folks make when considering Fractional Ownership properties is to only go to the sales office located at the property. This office is often provided by the Developer of the property, and typically does not provide you access to resale units. In fact in Colorado, a sales agent who works for a builder / developer does not even have to be licensed. Informed buyers will understand that Fractional Ownership properties are quite popular now, and that they are commonly listed by professional Realtors® This means they are available in the local multiple listing services.

Why should you work with a Realtor®? The most basic reason is dollars. Properties listed with Realtors® are typically priced well below the developer unit prices. This is because developers pay much higher commissions to their sales force, and they need to compensate themselves for the costs of holding the properties. A Realtor® will ensure this is the right option for you, as they ethically will not use the high pressure sales techniques often used by developer sales.

In short, Fractional Ownership allows you all the benefits of owning that second home, but with a much lower price.

To see Fractional Ownership properties in Summit County, click on the "Summit County MLS Search" tab above. Choose "Partial Ownership" to search available properties.

Mortgage Rates Hit Bottom and Bounce

Janet Reiniger Coburn — Fri, 20 Jun 2008 20:45:00 GMT

If you've been waiting for the bottom, read the recent headlines:

Greenspan Predicts Rise in Interest Rates (Daily Real Estate News | June 16, 2008)

The credit crisis is under control, but with inflation now the top concern, higher interest rates can be expected, said former Federal Reserve Chief Alan Greenspan last week.

Greenspan said he thought the credit crisis had peaked in March. "I think the worst is over (for the U.S. economy) if the financial crisis is over," Greenspan said via video link to an event in Mexico.

But to keep inflation under control, Greenspan said the Fed will have to tighten monetary policy and that will drive up interest rates.

Mortgage Rates Climb to 9-Month High (Daily Real Estate News | June 20, 2008)

Freddie Mac reports a jump in the 30-year fixed mortgage rate to 6.42 percent during the week ended June 19 from 6.32 percent the prior week, marking a nearly nine-month high.

The 15-year fixed mortgage rate rose to 6.02 percent from 5.93 percent, the five-year adjustable mortgage rate climbed to 5.89 percent from 5.70 percent and the one-year ARM jumped to 5.19 percent from 5.09 percent.

Freddie Mac chief economist Frank Nothaft attributes the gains to concerns about inflation after the consumer- and producer-price indexes for May were issued. Higher mortgage rates sparked an 8.7-percent drop in loan applications in the past week and a 21-percent decline year over year, according to the Mortgage Bankers Association.

How does that affect todays Real Estate market? Property prices have dropped as sales have slowed. Owners who do not "have" to sell, are sitting quiet, waiting to see if the market will pick up. Buyers know that it's a good time for them to take action, but they've been holding back for even lower prices.

For those who have waited for the bottom, the time is here. Sure, mortgages have started rise. That shows the bottom has been reached. And when the Federal reserve says it's time to raise rates, you know mortgages will move higher. So before that happens, it is prudent to make your investment move. Why now you say? Look at this example:

Say you purchase a 2 BR resort condominium in Summit County for $300,000. You start with a 20% down payment. You finance today at 6% interest or you wait a while until the interest goes up to 7%.

Rate	6.0 %	7.0%
Mortgage	$ 240,000	$ 240,000
Years	30	30
Monthly Payment	$ 1,439	$ 1,439
Total Interest Paid	$ 278,012	$ 334,821
Difference		$ 56,809

Bottom line - that one percent increase in interest can cost you almost $57,000 in interest payments.

And what it really means is that right now, just as interest rates turn the corner, the cost of Real Estate is a great value. It's time to buy and time to sell.

To try your own calculations with numbers that apply to your situation, go to Bankrate.com's Mortgage Calculator.

LEARN TO SAIL FOR JUNIORS

Janet Reiniger Coburn — Mon, 12 May 2008 23:09:00 GMT

Note that this information is outdated.

Classes are held at Dillon Yacht Club to teach beginner sailing for boys and girls ages 6 to 15. Go to Dillon Yacht Club's web page for more information

When/Where: June through August

RACING ON LAKE DILLON

Janet Reiniger Coburn — Mon, 12 May 2008 23:05:00 GMT

Note that this information is outdated.

Regattas are held almost every weekend June through September. Go to www.DillonYachtClub.com for details.

When/Where: June through September

SUMMIT PARADE OF HOMES

Janet Reiniger Coburn — Mon, 12 May 2008 23:03:00 GMT

Note that this information is outdated.

Sponsored by the Summit County Builders Association, this years Parade plans to be bigger than ever

When/Where: September 20 and 21, September 27 and 28